Invitation Only Executive Dinner · New York · July 30, 2026
How AI Can Reduce Your Cost to Originate
An Elite gathering for CEOs, COOs, CTOs, and senior lending leaders navigating rising origination costs.
📍 Marea, 240 Central Park S, NY
🕐 5:00 pm to 9:00 pm
👥 15+ senior leaders in the lending space
The challenge
Origination was built for manual document review. That era is changing.
Loan officers and processors are drowning in unstructured data: PDFs, scans, stacked folders. Encompass's APIs were built for straight-through processing, not AI-ready workflows, and RPA patches aren't enough. Lenders who built their edge on volume and relationships are being squeezed from two directions at once: rising cost-per-loan and compressed margins on one side, and competitors closing 5 to 7 days faster with AI-native indexing on the other.
Manual review eats the margin
90 minutes of manual labor per file for what AI now does in 10, multiplied across every loan in the pipeline.
RPA and OCR hit their ceiling
RPA patches aren't enough. Template-based automation breaks on the document variety real borrowers produce, and the last mile still lands on your team.
Encompass wasn't built agent-ready
Encompass's APIs were built for straight-through processing, not AI-ready workflows. The bridge is middleware that goes live in 48 hours, no IT project required.
The speed gap is now visible to borrowers
Lenders that turn document chaos into structured, AI-ready data compound their advantage every quarter. Those that don't keep paying for manual labor their competitors have already retired.
The question isn't whether AI changes cost to originate. It's whether your Encompass stack is ready to capture it.
What you will leave with
Peer-level thinking on the operational decisions that matter most
This is a peer exchange with senior leaders in the lending space, not a vendor briefing. The discussion is structured to move from the live demonstration to the practical.
1
Decode the real cost driver
Why document classification and indexing, not underwriting, is the hidden bottleneck inflating cost to originate.
2
See AI-native indexing in production, not pilots
A live look at 90-minute document review compressed to 10 minutes at real loan volume.
3
Make Encompass agent-ready without rip-and-replace
Middleware integration that goes live in 48 hours, no IT project required.
4
Turn manual review into measurable capacity
How 80% time savings per loan translates into a 2.5X increase in throughput with the same team.
5
Close 5 to 7 days faster
What compresses in the file lifecycle once documents are indexed and structured automatically.
6
Build a defensible, compliant audit trail
Why AI indexing creates timestamped records regulators and investors already expect.
Evening schedule
A structured evening designed for genuine peer exchange
🥂 5:00 PM
Drinks Reception & Executive Networking
Arrival drinks and introductions at Marea, 240 Central Park S, NY
🎤 6:00 PM
Opening Perspective: Why the Cost-to-Originate Model Is Being Rewritten
Patrick Rader and Jamie Signorile, Kizen. Framing the cost-to-originate challenge.
💬 6:15 PM
Executive Roundtable: Reducing Cost to Originate Without Slowing Production
A peer discussion on production economics, Encompass integration, operational efficiency and where AI is creating competitive advantage
⚡ 7:00 PM
The 90-to-10 Challenge
Watch a real loan file processed live as AI reduces document classification and indexing from 90 minutes to just 10, without replacing Encompass
🍽️ 7:30 PM
Three-Course Dinner & Continued Executive Discussion
Seated dinner with facilitated peer conversation continuing around the table
🥃 9:00 PM
Closing Takeaways & Nightcaps
Final reflections before the evening wraps
Seats are limited to 15+ senior leaders in the lending space
Attendance is by invitation only and complimentary. We review every application to ensure the quality of conversation for all participants.
Invitation only · No vendor pitches at the table · Chatham House Rule
